Real estate law: Ontario
Residential purchase closings
Buying a home is a major financial decision. We provide clear, practical legal guidance throughout your purchase so you understand what is happening, what is required, and what comes next.
A smooth purchase starts with the right legal guidance
Once your Agreement of Purchase and Sale is signed, there are important legal and financial steps that need to be completed before you receive the keys. Our role is to review the transaction carefully, identify potential issues early, coordinate with your lender and the other professionals involved, and prepare your file for closing.
The aim is to help you reach closing with fewer surprises, clear expectations, and everything properly prepared.
What we handle
From reviewing your agreement to completing registration, we manage the legal details of your purchase.
Agreement of Purchase and Sale
Review the agreement and provide advice on important terms, conditions, and obligations.
Title search and due diligence
Search title and review available information to identify issues that may affect the property.
Title issue review
Review easements, liens, restrictions, and other registered interests affecting the property.
Lender and mortgage registration
Review lender instructions and coordinate the registration of your mortgage.
Title insurance and risk review
Review title insurance requirements and identify potential risks associated with the property.
Taxes and adjustments
Review property taxes, utilities, and other applicable adjustments before closing.
Your purchase, step by step
We coordinate the legal work behind the scenes so you can focus on your move.
Step 1
We review the deal
We review your Agreement of Purchase and Sale and identify important legal considerations.
Step 2
We investigate the property
We search title and review registered interests, liens, restrictions, and other potential issues.
Step 3
We prepare for closing
We coordinate lender instructions, mortgage documents, adjustments, signing, and closing requirements.
Step 4
You get the keys
We coordinate registration, funds, closing requirements, and final reporting.
What we need from you
- Government-issued photo ID
- Agreement of Purchase and Sale
- Deposit receipt or confirmation
- Mortgage broker or lender contact information
- Mortgage commitment and lender conditions, if available
- Home insurance confirmation, if required
- Correct legal name and contact information
- Special instructions, if applicable
- Realtor contact information
- Plan for closing funds
Common questions
When should I contact a lawyer when buying?
As soon as your offer is accepted, or earlier if you would like your Agreement of Purchase and Sale reviewed before you sign. The sooner your lawyer has the agreement, the more time there is to spot problems.
What does my lawyer do on a purchase?
Reviews the agreement, searches title, works with your lender on the mortgage instructions, prepares the closing documents and adjustments, arranges registration and the transfer of funds, and reports to you when it is done.
What costs should I plan for at closing?
Beyond your down payment, expect legal fees and disbursements, Ontario land transfer tax (and Toronto's, if it applies), title insurance, and adjustments for things such as property tax. Gurpreet gives you an estimate up front.
What should I bring or send to you?
Photo ID, the signed agreement, your deposit confirmation, your lender's details, and your home insurance information. The list on this page covers the rest.
A closing process built around clarity
Clear communication
Know what is happening, what we need from you, and what comes next.
Careful due diligence
Potential title and transaction issues are reviewed before they become closing-day surprises.
Coordinated closing
We work with your realtor, lender, and the seller's lawyer to keep the transaction moving.
Meet Gurpreet
Barrister & Solicitor, Notary Public, Mahal Law Professional Corporation
Gurpreet Singh Mahal is the principal lawyer at Mahal Law Professional Corporation, serving clients across Ontario, including Brampton, the Greater Toronto Area, and Ottawa.
Read Gurpreet's full profile
Talk to Gurpreet
Share a few details and we'll call you to talk it through. The first conversation is free.
- Call
- 613-306-9900
- Office hours
- Monday to Friday9:00 AM to 6:00 PMSaturday10:00 AM to 2:00 PMSundayClosed
- Visit
- 101-14 Chamberlain Ave
Ottawa, OntarioGet directions (opens Google Maps in a new tab)