Realtor: investment properties
Investment properties in Ottawa
Build long-term wealth through informed real estate investment. Pritpal works with Sukhpreet and Gurpreet, so the search, the financing and the legal work are lined up from the start.
How we help investors
Know the market
Pritpal looks at areas, typical rents and demand, so you understand where a property sits before you make an offer.
Find the right property
Condos, townhomes, duplexes and multi-unit buildings that match your budget and your goals.
Line up the financing
Sukhpreet helps you understand investor mortgages and how lenders treat rental income.
Protect the purchase
Gurpreet reviews the agreement, searches title and handles the closing.
Types of property we can help with
- Condominiums
- Townhomes
- Duplexes and triplexes
- Multi-unit residential
- Small commercial and mixed-use
- Pre-construction and assignments
We are not tax or accounting advisors. Rental income and any later sale have tax consequences, so we recommend speaking with a qualified tax professional as well.
How an investment purchase works
Step 1
Set your goals
What you want the property to do for you, your budget and your timeline.
Step 2
Get pre-approved
Confirm what you can borrow, including how rental income may be counted.
Step 3
Search and analyse
Look at rent, expenses, financing costs and condition, not just price.
Step 4
Offer and due diligence
Negotiate the price and conditions, and review the documents.
Step 5
Close and set up
Complete the purchase and plan for tenants and management.
Common questions
How much down payment do I need for an investment property?
A property you will not live in usually needs a larger down payment than a home you will live in, commonly at least 20%. Owner-occupied multi-unit properties can differ. Sukhpreet can confirm what applies to you.
Can expected rent help me qualify for a mortgage?
Lenders may count part of the expected rental income, but how much and how they calculate it varies by lender. That is one reason to speak with a mortgage agent before you make an offer.
What should I look at besides the price?
Expected rent, vacancy, property tax, insurance, maintenance, financing costs and the condition of the building. We help you work through these numbers before you commit.
Do I need a tax advisor?
We recommend it. Rental income and any sale of an investment property have tax consequences, and tax advice is outside what a realtor, mortgage agent or real estate lawyer provides.
Let's build your investment strategy
Every successful investor starts with a plan. Tell us about your goals and we will help identify opportunities that fit, and the financing to go with them.
Meet Pritpal
REALTOR®, Right At Home Realty, Brokerage
Pritpal is passionate about helping individuals and families achieve their real estate goals with confidence.
- Speaks English, Hindi, Punjabi and Urdu
Talk to Pritpal about investing
Share a few details and we'll call you to talk it through. The first conversation is free.
- Call
- 613-306-9900
- Office hours
- Monday to Friday9:00 AM to 6:00 PMSaturday10:00 AM to 2:00 PMSundayClosed
- Visit
- 101-14 Chamberlain Ave
Ottawa, OntarioGet directions (opens Google Maps in a new tab)